{"id":31364,"date":"2025-04-24T08:30:00","date_gmt":"2025-04-24T11:30:00","guid":{"rendered":"https:\/\/www.mutuus.net\/blog\/?p=31364"},"modified":"2025-03-20T10:22:19","modified_gmt":"2025-03-20T13:22:19","slug":"complementacao-de-garantia","status":"publish","type":"post","link":"https:\/\/www.mutuus.net\/blog\/complementacao-de-garantia\/","title":{"rendered":"O que significa complementa\u00e7\u00e3o de garantia? Descubra como funciona"},"content":{"rendered":"\n<p>A complementa\u00e7\u00e3o de garantia \u00e9 um <a href=\"https:\/\/www.mutuus.net\/blog\/contrato-de-prestacao-de-servicos\/\">contrato<\/a> que come\u00e7a ao mesmo tempo que a garantia do fabricante. Ele oferece <a href=\"https:\/\/www.mutuus.net\/blog\/cobertura-adicional\/\">coberturas adicionais<\/a> para o que n\u00e3o \u00e9 coberto pela garantia original.<\/p>\n\n\n\n<p>Esse tipo de seguro visa preencher as lacunas da garantia de f\u00e1brica, oferecendo prote\u00e7\u00e3o para <a href=\"https:\/\/www.mutuus.net\/blog\/risco-operacional\/\">riscos<\/a> n\u00e3o contemplados inicialmente. Por\u00e9m, ele n\u00e3o cobre o que j\u00e1 \u00e9 atendido por outros seguros espec\u00edficos.<\/p>\n\n\n\n<p>A <a href=\"https:\/\/www.mutuus.net\/blog\/cobertura-acessoria\/\">cobertura<\/a> \u00e9 limitada \u00e0s exclus\u00f5es feitas pela garantia do fornecedor, sem se sobrepor a outros ramos de seguro. Portanto, ela n\u00e3o pode abranger \u00e1reas j\u00e1 protegidas por seguros distintos.<\/p>\n\n\n\n<p>Conforme a <a href=\"https:\/\/www2.susep.gov.br\/safe\/scripts\/bnweb\/bnmapi.exe?router=upload\/5571#:~:text=Regulamenta%20a%20oferta%20de%20seguro%20de%20garantia%20estendida%2C%20quando%20da,sua%20garantia%20original%20de%20f%C3%A1brica.&amp;text=da%20aquisi%C3%A7%C3%A3o%20de-,bens%20ou%20durante%20a%20vig%C3%AAncia%20de%20sua%20garantia%20original%20de,Par%C3%A1grafo%20%C3%BAnico.\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Resolu\u00e7\u00e3o CNSP n\u00ba 122\/2005<\/a>, a complementa\u00e7\u00e3o de garantia \u00e9 uma alternativa para ampliar a prote\u00e7\u00e3o do consumidor, desde que esteja dentro das <a href=\"https:\/\/www.mutuus.net\/blog\/condicoes-gerais-entenda-tudo-sobre\/\">condi\u00e7\u00f5es<\/a> permitidas e sem duplicidade de cobertura.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A complementa\u00e7\u00e3o de garantia \u00e9 um contrato que come\u00e7a ao mesmo tempo que a garantia do fabricante. Ele oferece coberturas adicionais para o que n\u00e3o \u00e9 coberto pela garantia original. Esse tipo de seguro visa preencher as lacunas da garantia de f\u00e1brica, oferecendo prote\u00e7\u00e3o para riscos n\u00e3o contemplados inicialmente. Por\u00e9m, ele n\u00e3o cobre o que [&hellip;]<\/p>\n","protected":false},"author":34,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4410],"tags":[4495,4625,4623,4624,2570],"class_list":["post-31364","post","type-post","status-publish","format-standard","hentry","category-glossario-de-seguros","tag-coberturas","tag-coberturas-seguros","tag-complementacao-de-garantia","tag-complementacao-de-garantia-seguro","tag-garantia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Complementa\u00e7\u00e3o de Garantia: O Que Significa?<\/title>\n<meta name=\"description\" content=\"A complementa\u00e7\u00e3o de garantia \u00e9 um tipo de contrato que costuma levantar d\u00favidas. 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